Piraeus Bank’s Recent Collaboration with Qualco
Piraeus Bank’s recent partnership with technology provider Qualco exemplifies a growing trend among Greek banks to team up with tech firms to enhance their services and increase mortgage lending. These collaborations aim to support the housing market while simplifying the process for consumers seeking to search for or purchase property, as well as securing mortgage loans by minimizing bureaucratic hurdles.
Piraeus Bank’s Initiative
In a recent agreement, Piraeus Bank is collaborating with Qualco to create a digital solutions platform initially targeting the housing loan sector. According to the bank’s announcement, this platform will be developed and managed through a newly formed company, with Piraeus holding a majority share (51%) and Qualco retaining a minority stake (49%).
This platform aims to enhance the housing financing experience by utilizing artificial intelligence to streamline the process from application to loan disbursement. Users will be able to upload scanned documents required for their application, which will be assessed with AI assistance. They will receive updates on their application status without needing to visit a physical branch. Additionally, the platform will handle both the processing of bank loans and the exploration of financing options on behalf of the bank.
National Bank’s Partnership with Qualco
Almost two months prior, National Bank also partnered with Qualco to launch Uniko, a new digital brokerage platform that offers a modern and integrated approach to the real estate market.
Eurobank’s Innovative Services
Furthermore, Eurobank operates the electronic real estate platform findyourproperty.gr. Through these two platforms, the bank not only facilitates a comprehensive property search experience but also offers customers the ability to apply for and obtain pre-approval for a mortgage loan online, complete with tailored guidance throughout the process.
Attica Bank’s Digital Transformation
At the beginning of 2025, Attica Bank also made strides in this direction, first collaborating with Resolute Cepal Greece to gradually promote 780 selected properties under the “My Home II” program. They subsequently partnered with Ask Wire to develop a Banking-as-a-Service (BaaS) platform named “My Home,” which enables users to find available properties based on specific program terms through a customized search.
Additionally, Attica Bank introduced the personalized Your Attica service, which provides specialized advisory support to guide customers at every step of the loan application process.
